3-D Secure
Protocol to secure payment card transactions
3-D Secure
3-D Secure (more commonly referred to as 3D Secure or 3DS) is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain. Originally developed in the autumn of 1999 by Celo Communications AB (which was acquired by Gemplus Associates and integrated into Gemplus, Gemalto and now Thales Group) for Visa Inc. in a project named "p42" ("p" from pole vault as the project was a big challenge and "42" as the answer from the book The Hitchhiker's Guide to the Galaxy). A new updated version was developed by Gemplus between 2000-2001. In 2001 Arcot Systems (now CA Technologies) and Visa Inc. with the intention of improving the security of Internet payments, offered the Verified by Visa brand (later rebranded as Visa Secure). Services based on the protocol have also been adopted by Mastercard as SecureCode...
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