Common

British Business Bank

UK state-owned economic development bank

British Business Bank

Common card · No. 479982

British Business Bank plc is the United Kingdom government’s economic development bank. It supports smaller businesses’ access to debt and equity finance by working through accredited lenders and fund managers rather than lending directly to most firms. It is wholly owned by HM Government and is headquartered in Sheffield, England. Its programmes span debt, early-stage lending and equity. Active schemes include the Growth Guarantee Scheme, which launched with accredited lenders on 1 July 2024 and provides a 70% guarantee to the lender, the ENABLE programmes that expand lenders’ capacity to finance smaller businesses, and the government-backed Start Up Loans scheme. Equity initiatives are delivered through the group’s commercial subsidiaries, British Business Investments and British Patient Capital, and via the National Security Strategic Investment Fund. In 2024/25 the bank reported supporting £6.8 billion of finance for smaller businesses and a statutory profit before tax of £144 million...

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