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Social credit system
Chinese state-run system for evaluating risk
Social credit system
The social credit system (Chinese: 社会信用体系; pinyin: shèhuì xìnyòng tǐxì) is a national credit rating and blacklist implemented by the government of the People's Republic of China. The social credit system is a broad governance strategy to track businesses, individuals, and government institutions and enhance their perceived trustworthiness rather than a single system. It is based on varying degrees of whitelisting (termed "redlisting" in China) and blacklisting. There have been widespread misconceptions in media reports about a unified social credit "score" based on individuals' behavior, leading to punishments if the score is too low or rewards if the score is high. The origin of the concept can be traced back to the 1980s when the Chinese government attempted to develop a personal banking and financial credit rating system, especially for rural individuals and small businesses who lacked documented records. The program first emerged in the early 2000s, inspired by the credit scoring systems...
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