Ayushman Bharat Yojana

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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a national public health insurance scheme of the Government of India that aims to provide free access to health insurance coverage for low income earners in the country. Roughly, the bottom 50% of the country qualifies for this scheme. It was launched in September 2018 by Prime Minister Narendra Modi. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana was later expanded to include all citizens aged 70 years and above, regardless of their economic status. People using the program access their own primary care services from a family doctor and when anyone needs additional care, PM-JAY provides free secondary health care for those needing specialist treatment and tertiary health care for those requiring hospitalization. The programme is part of the Indian government's National Health Policy and is means-tested. That ministry later established the National Health Authority as an organization to administer the program. It is a...

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